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Kristal.AI

Kristal.AI — Global Wealth Platform

World-class investing, made accessible

A global digital wealth platform regulated in Singapore, Hong Kong, India, and UAE. Access global stocks, bonds, ETFs, structured products, and private market deals in multiple currencies.

Quick Facts

Minimum Investment

$10,000

Target Return

12-13% p.a. (USD terms)

Horizon

3-5 years

Risk Level

Moderate-High

Why This Product

1

Regulated in 4 jurisdictions: SG, HK, IN, UAE

2

Global stocks, bonds, ETFs, private deals

3

Multi-currency investing (USD, SGD, EUR)

4

Institutional-quality products for HNIs and NRIs

How to Invest

1

Open Kristal.AI account — digital onboarding with international KYC

2

Fund account via wire transfer in USD, SGD, or local currency

3

Choose from curated investment options: model portfolios, individual securities, or private deals

4

Receive AI-powered portfolio recommendations based on risk profile and goals

5

Monitor and rebalance through Kristal.AI app — consolidated multi-currency reporting

Risk Factors

  • Multi-jurisdiction complexity — different regulatory protections in each country

  • Currency risk — investments denominated in USD/SGD, returns affected by FX movements

  • Platform risk — digital platform dependency for custody and execution

  • Private market investments are illiquid and carry loss-of-capital risk

Key Documents

Platform Terms & Conditions

Legal agreement governing account operations

Product Fact Sheets

Individual product terms, fees, and risk disclosures

Quarterly Portfolio Review

Consolidated performance across all investments

Request documents from your advisor or contact us on WhatsApp.

Regulatory

RegulatorMAS (Singapore), SFC (Hong Kong), SEBI (India), DFSA (UAE)

Eligibility & Access

KYC RequirementInternational KYC — passport, overseas address proof, source of wealth declaration
Eligible InvestorsAccredited investors — varies by jurisdiction
Lock-in PeriodVaries by product — ETFs are daily liquid; private deals may have 2-5 year lock-in
RedemptionETFs/stocks: T+2; structured products: at maturity; private deals: per fund terms

Best Suited For

HNIs and NRIs wanting global institutional-quality diversification

Ready to Explore Kristal.AI — Global Wealth Platform?

Speak with an advisor who can walk you through the details and how this fits your portfolio.

ARN-189009 · Investments are subject to market risks. Past performance is not indicative of future returns.