Are you accredited yet?
India's most sophisticated investment products — PMS, AIF, structured notes, pre-IPO deals — are built for qualified investors. The Accredited Investor certificate is your key to the full product universe. We help you get it.
Why it matters
What accreditation unlocks
SEBI introduced the Accredited Investor framework to give qualified investors access to a wider range of products with greater flexibility.
Access to PMS & AIF
Accredited investors can access Portfolio Management Services, Category III AIFs, and other sophisticated products that are off-limits to retail investors.
Relaxed Regulatory Requirements
SEBI offers lighter compliance requirements for accredited investors — fewer disclosure mandates, flexible ticket sizes, and broader product access.
Customised Investment Terms
Fund managers can offer bespoke fee structures, co-investment opportunities, and custom mandates to accredited investors.
Early Access to Opportunities
Many pre-IPO deals, structured products, and exclusive fund launches are only available to investors with accredited status.
SEBI eligibility
Do you qualify?
You need to meet at least one of the following criteria defined by SEBI to be classified as an Accredited Investor.
Individual — Income Route
Annual income of ₹2 crore or more in each of the preceding three financial years.
Individual — Net Worth Route
Net worth of ₹7.5 crore or more, of which at least ₹3.75 crore is in financial assets.
Family Trust
Net worth of ₹7.5 crore or more, of which at least ₹3.75 crore is in financial assets.
Body Corporate
Net worth of ₹50 crore or more.
Partnership Firm
Each partner independently meets the individual accredited investor criteria.
Not sure if you qualify? We'll assess your eligibility in a confidential 15-minute call.
Check my eligibility →Our process
How Money Lancer gets you accredited
The documentation and filing process can be involved. We handle it end-to-end so you don't have to.
Eligibility Assessment
We review your income, net worth, and financial assets to determine which accreditation route fits best.
Documentation
We help compile the required documents — income certificates, CA net worth statements, demat holdings, and property valuations.
Application Filing
We file your application with a SEBI-recognised stock exchange or subsidiary that issues accredited investor certificates.
Certificate Issued
Once approved, you receive your Accredited Investor certificate — valid for one year, renewable. You're now ready to access the full product universe.
FAQ
Common questions
What is an Accredited Investor?
Who issues the Accredited Investor certificate?
How long is the certificate valid?
Is the accreditation process complicated?
Do I need accreditation to invest in PMS?
Can NRIs get accredited?
Ready to unlock the full product universe?
Let us handle the paperwork. Book a call and we'll assess your eligibility, compile your documents, and file your application.