Sovereign
Gold Bonds
The most tax-efficient way to own gold. Sovereign Gold Bonds (SGBs) are government securities issued by RBI, denominated in grams of gold. They offer gold price appreciation plus 2.5% annual interest — with zero capital gains tax on maturity. The definitive gold investment for long-term wealth preservation.
Built on a considered shelf.
Zero Capital Gains on Maturity
Gains on SGBs held to 8-year maturity are completely exempt from capital gains tax — a massive advantage over physical gold and gold ETFs.
2.5% Annual Interest
Earn 2.5% p.a. on the issue price, paid semi-annually. This is over and above gold price appreciation.
Government Guarantee
SGBs are sovereign instruments — backed by the Government of India. Zero credit risk, zero storage risk.
No Storage or Making Charges
Unlike physical gold, there are no lockers, insurance, or making charges. You hold the bond digitally in your demat account.
Secondary Market Liquidity
SGBs are listed on BSE/NSE. You can exit before maturity through the exchange, though at prevailing market prices.
Strategic Accumulation
We track SGB tranche issuances and secondary market discounts to help you build a gold allocation at the best entry points.
The questions clients
actually ask.
- What is the holding period?
- SGBs have an 8-year tenure with early redemption windows at years 5, 6, and 7 on interest payment dates.
- Can I pledge SGBs as collateral?
- Yes. SGBs can be used as collateral for loans from banks and NBFCs, providing liquidity without selling.
- Can NRIs buy SGBs?
- No. SGBs are currently not available for fresh purchase by NRIs. However, NRIs can continue to hold SGBs acquired when they were resident Indians.
Talk to a senior advisor.
A 45-minute consultation, written assessment, no obligations.