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Premium Products · Fixed Income

Bonds & NCDs

Better yields. Better structure. Move beyond FDs. Corporate bonds and non-convertible debentures from quality issuers offer higher post-tax yields, defined cash flows, and better credit structures than traditional savings instruments.

What's included

Built on a considered shelf.

01

AAA to A-rated Corporate Bonds

Carefully screened bonds from banks, NBFCs, and corporates across credit ratings — with full transparency on issuer financials.

02

Secured NCDs

Asset-backed non-convertible debentures from quality real estate and infrastructure issuers offering 10–14% yields.

03

Tax-Free Bonds

Government-backed infrastructure bonds with tax-free interest — ideal for high-income earners in the 30% tax bracket.

04

Bond Laddering Strategy

We build staggered maturity portfolios to ensure regular liquidity while maximising yield across the interest rate cycle.

05

Secondary Market Bonds

Access bonds on secondary markets at discounts to face value — enhancing yield-to-maturity without taking credit risk.

06

STRIPS & Zero-Coupon Bonds

Deep discount instruments ideal for long-term goals — accumulate at a fraction of face value and receive full value at maturity.

FAQ

The questions clients actually ask.

What is the minimum investment?
Listed bonds can be purchased for as low as ₹10,000. Unlisted/private placement NCDs typically require ₹10 lakh minimum.
How is bond interest taxed?
Interest income is taxed at your income slab rate. Capital gains on listed bonds held for over 12 months are taxed at 10% (LTCG).
What is the risk of corporate bonds?
Credit risk (issuer default) is the primary risk. We mitigate this by focusing on secured, investment-grade bonds from financially strong issuers.

Talk to a senior advisor.

A 45-minute consultation, written assessment, no obligations.