NRI Taxation
in India
Know exactly what you owe — and what you don't. NRI taxation in India is complex — residency determination, TDS on investments, DTAA benefits, ITR filing obligations, and foreign asset disclosures. Our team ensures you're compliant, optimised, and never overpaying.
Built on a considered shelf.
Residency Determination
Your tax residency in India depends on days of physical presence. We determine your status (NRI / RNOR / Resident) each year accurately.
TDS on NRI Investments
Banks and companies deduct TDS on NRO interest, dividends, and capital gains. We help claim refunds and apply DTAA rates to reduce TDS.
Double Taxation Avoidance (DTAA)
India has DTAAs with 90+ countries. We apply the right treaty provisions so you're not taxed twice on the same income.
ITR Filing for NRIs
NRIs must file ITR in India if Indian income exceeds ₹2.5L or if they want to claim TDS refunds. We handle end-to-end filing.
Capital Gains on Investments
Different rates apply to equity (10%/15%), debt (20% with indexation), property, and unlisted shares. We optimise your gains structuring.
Foreign Asset Disclosure
If you're a resident Indian for tax purposes, foreign assets must be disclosed in Schedule FA. Non-disclosure attracts severe penalties.
The questions clients
actually ask.
- Do NRIs need to file ITR in India?
- NRIs must file if Indian-source income exceeds ₹2.5 lakh, or if they want to claim refund of TDS deducted on investments.
- What rate is TDS deducted on NRO interest?
- TDS on NRO interest is 30% + surcharge + cess. Under DTAA, this may be reduced to 10–15% for residents of treaty countries.
- I returned to India last year — what's my tax status?
- Returning NRIs may qualify as RNOR (Resident but Not Ordinarily Resident) for up to 3 years, exempting certain foreign income. We assess your specific situation.
Talk to a senior advisor.
A 45-minute consultation, written assessment, no obligations.