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NRI Corner · FEMA

Repatriation & FEMA Compliance

Move money across borders. Legally. Efficiently. Repatriating money out of India involves FEMA regulations, RBI compliance, tax clearances, and bank paperwork. We handle the entire process — from sale of assets to final remittance — so nothing gets stuck.

What's included

Built on a considered shelf.

01

NRE Repatriation (Unlimited)

Funds in NRE accounts and NRE FDs are fully and freely repatriable — no limits, no RBI approval needed.

02

NRO Repatriation (USD 1M/year)

Up to USD 1 million per year can be repatriated from NRO accounts after tax payment and filing Form 15CA/15CB.

03

Property Sale Proceeds

Repatriation of property sale proceeds has specific rules on number of properties, holding period, and TDS compliance. We manage the full process.

04

Form 15CA / 15CB

Any foreign remittance requires Form 15CA (self-declaration) and Form 15CB (CA certificate). We file both accurately and efficiently.

05

LRS (Liberalised Remittance Scheme)

Resident Indians can remit up to USD 250,000/year under LRS. We advise on the best use of LRS limits for overseas investments.

06

FEMA Compliance Advisory

Ongoing compliance for NRIs with Indian assets — ensuring all holdings, remittances, and investments remain FEMA-compliant.

FAQ

The questions clients actually ask.

How much can I repatriate from India in a year?
From NRE accounts — unlimited. From NRO accounts — up to USD 1 million per financial year after applicable taxes.
I sold my flat in India. Can I send the money abroad?
Yes, with conditions — repatriation is allowed for up to 2 residential properties, subject to TDS compliance, Form 15CB filing, and FEMA guidelines.
What is Form 15CB?
Form 15CB is a certificate issued by a Chartered Accountant confirming that taxes have been paid or provided for on the amount being remitted abroad.

Talk to a senior advisor.

A 45-minute consultation, written assessment, no obligations.